Wildfire Prepared Home was developed to help protect your home from wildfire, based on years of scientific research by the Insurance Institute for Business & Home Safety (IBHS). All the required mitigation actions must be met for your home to qualify. Once we’ve completed all required mitigation actions, we will provide you a code to apply for a designation.

Wildfire Prepared Home is the first-ever wildfire mitigation designation program. It allows homeowners to show their insurance company they’ve taken the critical set of science-based actions needed to meaningfully reduce their home’s wildfire risk, distinguishing it from partially or unmitigated properties.

Much more than another set of tips, Wildfire Prepared Home includes built-in homeowner education, a system of required mitigation actions, a verification process, and an annual requirement to ensure ongoing landscape maintenance. 

While designations are currently only available for single-family homes of three stories or less in California, the requirements are recommended for all homes to reduce wildfire risk. Eligibility for designation may be extended to other building types and locations in future versions of this standard.

Importantly, to ensure better protection against wildfire, the requirements of this standard are stringent. Therefore, it is not easy to earn a designation, and some homeowners may have to work with neighbor(s) to meet the requirements. Homeowners who do achieve a designation will reduce their risk and have better peace of mind when wildfire threatens.

Wildfire Prepared Home balances achievability, while meaningfully reducing risk. No home is fireproof. Yet, a system of actions can limit the catastrophic reach of wildfire as it approaches neighborhoods.